CapX will provide the leasing equipment solutions your customers expect!
By not offering your clients an equipment leasing product, you may find that they look to other available sources. Many of these sources are in direct competition with your bank for services other than leasing. Even vendor lease programs, which may appear to be harmless, expose your clients to major funding sources who will directly compete against you for other services. Virtually all larger banks offer commercial equipment leasing. By working with CapX, your bank avoids losing business to those outside influences.
We provide a way for your bank to offer equipment leasing to customers without having to create an internal leasing division. Your bank has the product available for your customers, without the associated overhead and risk. This will enhance your “full-service bank” image.
Your relationship managers may be able to gain a new customer by using leasing as an entry point, and then follow-up later with your other services. CapX will provide your bank with competitive lease financing programs that win business and become an extension of your marketing efforts.
Using CapX as your leasing partner will generate increased fee income for your bank and may also result in higher earning assets.
CapX has a wide credit window, often providing a way for young or budget constrained companies to acquire the equipment they need – now!
Our leasing programs cover the full equipment cost, including shipping, installation and related taxes. Customers are typically only required to make one or two lease payments prior to funding.
CapX has leasing solutions available for all types of equipment, new and used, with virtually no age restrictions on used equipment.
In most cases, we can accommodate required vendor deposits, prior to delivery of the equipment. Many customers appreciate this service.
The equipment pays for itself over time, with minimal up-front outlays. Payments can be structured to meet cash flow needs, to address seasonality or other budget constraints.
Many companies utilize leasing to manage their tax objectives, such as mitigating a potential alternative minimum tax.
Our Technology Rotation Lease is a unique program, and is designed for companies who need to have the latest technology available.